Lending & Credit

Are smaller banks bearing the brunt of China's bad loan problem?

NPLs for the ‘Big Five’ largely fell whilst those for smaller rural commercial banks rose to 3%. As the country’s largest lenders enjoy enhanced...

Are smaller banks bearing the brunt of China's bad loan problem?

NPLs for the ‘Big Five’ largely fell whilst those for smaller rural commercial banks rose to 3%. As the country’s largest lenders enjoy enhanced...

Loans by Taiwanese banks in China down to $57.49b in Q1

The ratio of the country’s banking sector to the Mainland also fell.

Chart of the Week: Check out the breakdown of Thai banks' bad loans

New NPL formation dropped to 66.4% of total bad loans in 2017.

Non mortgage loans dominate Korean bank lending in April

The government’s efforts to tighten home-backed lending appear to be paying off.

Bad loans bog down Indian state banks with $1.4b loss in Q4

The banking sector is saddled with a massive $210b in problematic loans.

Chinese banks' money supply received boost from RRR cut

Net interest margins are poised to widen amidst more loans to deploy.

Limited oil and gas exposure cuts Singapore banks' bad loans in Q1

New NPL formation eased for DBS by 63%, 24% for OCBC, and 1.9% for UOB.

Sluggish approval rates dampen loan growth in Malaysia

Loan approvals on a 3M MA basis fell from 12.6% to 5% in March.

Axis Bank's massive bad loan cleanup signals fresh start

The bank has diversified its loan mix to retail and SMEs to avoid poor asset quality.

Growing property exposure pose risks to Philippine banks

CAGR of real estate loans stand at 22% from 2012-2017 versus overall loan growth at 17%.

Can Indian banks weather the last wave of bad loan resolution?

Profitability is set to suffer but cleaner balance sheets will produce benefits in the long-run.

Hong Kong banks lift time-deposit rates amidst expected rate hikes

Standard Chartered and ICBC raised time-deposit rates to more than 2%.

Housing downturn will not shake Australian banks

Mortgage portfolios will remain intact amidst adequate capital buffers.

China makes headway in denting distressed debt

Foreign investors are rushing into the country to purchase its NPLs.

UOB forms joint venture with credit scorer Pintec

The joint venture will have a capital of up to $10m.