Lending & Credit

Chinese banks brace as more reserve cuts loom to boost credit-short SMEs

Easing monetary policy will ease credit crunch firms face as part of the shadow banking crackdown.

Chinese banks brace as more reserve cuts loom to boost credit-short SMEs

Easing monetary policy will ease credit crunch firms face as part of the shadow banking crackdown.

Chinese banks bad loans surge to $292.55b in May

NPL ratio also rose from 1.75% to 1.9%.

Vietnam bank loans grew 6.16% in May

This represents a slightly faster expansion than the previous months.

Chinese bank credit continues to build up despite deleveraging campaign

Sustained expansion in household debt pose risks to the sector’s stability.

India mulls creation of asset management company to clean banking sector's bad loans

The banking sector is burdened by over $141b in stressed assets in 2017 alone.

Bad loans inch up in Australian banks as mortgage arrears rise

There was an uptick in mortgage loans overdue for more than 90 days.

Heightened Mainland lending pose risks to Hong Kong banks after rising 21% in 2017

The bulk of PRC lending is geared towards lower credit quality firms like SMEs.

China state banks embrace home rental financing at risk of profit loss

The government-encouraged pivot comes at a risk of low returns for the lenders.

Indian banks hammered by rising credit costs amidst portfolio cleanup

Credit costs rose from 2.5% to 4.3% of loans on average at state banks.

India's $210b bad debt burden is luring profit-hungry offshore investors

Foreign funds Oaktree and Varde Partners are hoping to cash in on the trend.

Thai banks urged to rein in mortgages amidst eager market takeup

Some banks have been reportedly offering loans with steeper loan-to-value ratios.

India's public banks hammered by massive $3.81b fraud loss in 2017-18

The staggering loss impacts the future lending ability of banks.

Losses may loom for Singapore banks as water treatment firm Hyflux struggles to stay liquid

Half of the embattled firm’s debt come in the form of unsecured bank loans.

China's entrusted loans plunge 3.5% in January-April as banks shun shadow finance

Shadow banking growth virtually stopped new contributions to total social financing.

Chart of the Week: Check out how much bad loans Indian banks still bear

Gross NPAs climbed from 8.93% in September to 10.14% in March.

Bad loans in India's private banks expand fivefold in past five years

The sector bore $16.03b in bad loans as of end-March.