Lending & Credit

Chinese banks urged to ramp up lending to rural businesses

Outstanding loans to rural areas already hit $4.91t in 2018.

Chinese banks urged to ramp up lending to rural businesses

Outstanding loans to rural areas already hit $4.91t in 2018.

IDBI Bank puts up $1.4b of bad loans for sale

It holds the unenviable distinction as the bank with the worst-bad loan ratio.

Chinese banks' record-high lending boost only short-term gains

Short-term loans surged 57.8% in January whilst mid- and long-term loans only rose 5.3%.

Central Bank of India puts up $468m worth of bad loans for sale

Interested parties should submit an EOI and sign non-disclosure agreements for an e-auction on 20 March.

Philippine banks' loan growth cools down to 15.7% in January

Household loan growth slowed to 12.7% in January from 13.6% the previous month.

Bank-backed online loan approval platform in India plugs SME funding gap

Since its launch in November 2018, the platform approved loans worth $4.23b.

Bad loans haunt Singapore banks as asset quality risks mount

The NPL formation of OCBC and UOB rose by 137bp and 94bp respectively in Q4.

Indian shadow banks face cash crunch as developer defaults mount

Cash-short developers have to repay around $18.15b in outstanding debt.

Chinese banks' new loans hit record high at $477b in January

Regulators have encouraged banks to lend more to firms hit by the deleveraging.

Philippine banks agree on $410m debt-equity swap to save troubled Hanjin

The five creditors have agreed to swap debt for shares in the parent firm.

China's shadow banking sector to shrink to half of GDP in 2019

Lenders have been shifting to on-balance sheet activities.

Bad loans threaten Philippine banks amidst steep interest rates

Soured assets held by Philippine banks hit $430m in November 2018.

Indian banks make headway in denting bad debt in Q3

The growth of gross NPAs fell to 8.4% from 30.4% the previous year.

Struggling Chinese firms to lift Hong Kong banks' classified loan ratio to 0.75% by 2019

The number of defaults quadrupled to hit a record $17.68b in 2018.

Thailand braces for fresh wave of bad loans as property market cools

Retail mortgage NPLs account for 16.6% of systemic bad loans and 25.9% of total loans.

Chart of the Week: Vietnamese banks are downplaying their problem loans

Vietinbank, for instance, reports an NPL ratio of 1.4% but the true figure is at least 3%.